When you file either a Chapter 7 or Chapter 13 bankruptcy petition, an “automatic stay” immediately goes into effect. The automatic stay prohibits most creditors from continuing any and all collection actions against you, including wage garnishme…
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Chapter 7 is the most common form of bankruptcy and goes by the common names of Fresh Start, Total Bankruptcy or Liquidation Bankruptcy. It usually takes about 3 1/2 months from beginning (the filing date) to forgiveness of debt (entry of the Notice…
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Chapter 13 is also called a personal reorganization for individual wage earners; it is not available for corporations or other business entities. The basic idea of a Chapter 13 bankruptcy is that you have more monthly income than you require for your…
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Nothing is forever. Your ability to reestablish credit after filing bankruptcy is better than it has ever been.
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About Marji Hanson
My law practice focuses exclusively on consumer bankruptcy law. I can help you decide if bankruptcy will solve your problems and which program, Chapter 7 or Chapter 13, is best suited to meet your financial needs. I have learned about the bankruptcy system in the District of Utah from the inside out.
