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Bankruptcy Solutions

Benefits of Bankruptcy

Are you struggling to pay what you owe? Some of these benefits of bankruptcy might surprise you. Read More

Eliminate Debt, Stop Foreclosure, Stop Repossession, Stop Garnishment, Stop Creditor Harassment

When you file either a Chapter 7 or Chapter 13 bankruptcy petition, an “automatic stay” immediately goes into effect. The automatic stay prohibits most creditors from continuing any and all collection actions against you, including wage garnishme… Read More

Bankruptcy Myths

A lot of the scary things you may have heard about bankruptcy are not true. See 12 common myths — and learn the facts. Read More

Chapter 7 & 13

Chapter 7 and Chapter 13 are two common types of bankruptcy. You have options about how to file based on what is best for you. Read More

What is Chapter 7 Bankruptcy?

Chapter 7 is the most common form of bankruptcy and goes by the common names of Fresh Start, Total Bankruptcy or Liquidation Bankruptcy. It usually takes about 3 1/2 months from beginning (the filing date) to forgiveness of debt (entry of the Notice… Read More

What is Chapter 13 Bankruptcy?

Chapter 13 is also called a personal reorganization for individual wage earners; it is not available for corporations or other business entities. The basic idea of a Chapter 13 bankruptcy is that you have more monthly income than you require for your… Read More

There is Life After Bankruptcy!

Nothing is forever. Your ability to reestablish credit after filing bankruptcy is better than it has ever been. Read More

My law practice focuses exclusively on consumer bankruptcy law. I can help you decide if bankruptcy will solve your problems and which program, Chapter 7 or Chapter 13, is best suited to meet your financial needs. I have learned about the bankruptcy system in the District of Utah from the inside out.