How Chapter 13 Works in Utah Chapter 13 bankruptcy is a reorganization of debt specifically designed for consumers. It is often called the “wage earner” plan. A business entity is not eligible to file a Chapter 13 petition. A Chapter 13 petitione…
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WHO SHOULD FILE CHAPTER 13 BANKRUPTCY? When debts become overwhelming, many people seek one of two types of bankruptcy for relief, depending on their income and needs. For instance, people with little income remaining at the end of each month and min…
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If you received a Chapter 7 bankruptcy discharge in the past, you must wait eight years before filing another Chapter 7 case. But this doesn’t mean that you are out of options if you are facing overwhelming debt again.
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Whether you file for a petition for relief under chapter 7 or chapter 13 , the Bankruptcy Code will immediately protect you from most collection efforts in civil lawsuits filed against you by a creditor, collection agency, or government agency.
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You Can Keep (Exempt) Most Retirement Accounts in Bankruptcy -- You can use bankruptcy exemptions to protect property you need to work and live, such as some equity in a home, a very modest car, and household belongings. With a combination of state (…
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Tax Debts in Chapter 7 - Some income tax debts can be discharged, but there are many restrictions on the scope of the discharge/forgiveness of debt. Call my office at 801-478-0479 to review your options.
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Can a bankruptcy filing help you avoid judgment liens on your home’s title? Chapter 7 (often referred to as “straight” bankruptcy) and other debts related to the home. However, avoiding judgment liens on your home is a common tool that can be u…
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Having a lawyer that is not only knowledgeable but willing to put the client first, is worth their weight in gold. Marji is priceless!! I filed a Chapter 7, and am so glad I did. Marji made the process straightforward. She explained things, clearly (…”
My law practice focuses exclusively on consumer bankruptcy law. I can help you decide if bankruptcy will solve your problems and which program, Chapter 7 or Chapter 13, is best suited to meet your financial needs. I have learned about the bankruptcy system in the District of Utah from the inside out.
