If you received a Chapter 7 bankruptcy discharge in the past, you must wait eight years before filing another Chapter 7 case. But this doesn’t mean that you are out of options if you are facing overwhelming debt again.
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Whether you file for a petition for relief under chapter 7 or chapter 13 , the Bankruptcy Code will immediately protect you from most collection efforts in civil lawsuits filed against you by a creditor, collection agency, or government agency.
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You Can Keep (Exempt) Most Retirement Accounts in Bankruptcy -- You can use bankruptcy exemptions to protect property you need to work and live, such as some equity in a home, a very modest car, and household belongings. With a combination of state (…
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Deciding whether a bankruptcy filing might be a solution to your financial problems can be overwhelming if you don't have any frame of reference other than what you've heard from friends and relatives. Contact us today for reliable information.
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My law practice focuses exclusively on consumer bankruptcy law. I can help you decide if bankruptcy will solve your problems and which program, Chapter 7 or Chapter 13, is best suited to meet your financial needs. I have learned about the bankruptcy system in the District of Utah from the inside out.
